Cheap car insurance in Fresno, CA

The city of Fresno in California State is popularly known for the ash trees and has a population of more than 500,000 citizens. Driving in a large city like Fresno requires you to have proper car insurance coverage so as to protect car owners and drivers from property damage and physical injuries if an accident occurs. Although the minimum liability requirements in California should be met for one to legally drive, that isn’t adequate coverage that can be relied on.

Since most people in Fresno City do not have financial means of affording the full-coverage auto insurance coverage, they end up searching for affordable and cheap auto insurance in Fresno. So where can Fresno residents find cheap auto insurance? In this article, we’ve covered various topics on auto insurance in Fresno to help you find the cheapest auto insurance with ease.

Fresno Car Insurance Information

Vehicle owners in the city of Fresno pay 0.04 times or 4% cheaper in auto insurance premiums than the auto insurance average of the state.

The annual average rates of auto insurance in Fresno is approximately $1,854/ year in comparison to the nationwide average of $900. This makes it necessary to shop for few quotes of auto insurance before purchasing your car insurance policy.

The table below clearly shows the average auto insurance cost of Fresno, California State and the national average.

CHEAPEST CAR INSURANCE COMPANIES IN Fresno

In order to determine the company with the cheapest auto insurance rates, we compared the rates of various auto insurance firms that are based in the city of Fresno. It’s also worth noting that the rates of car insurance tend to vary based on the age or sex of the driver. However, the biggest factor that affects costs is the variability in the quotes of the companies. For instance, in Fresno, the highest auto insurance quote was $2,664 as compared to the cheapest auto insurance firm’s quote that was $976.

To make things even easier for you, we’ve made a list of the top 10 cheapest auto insurance firms in Fresno together with their annual auto insurance rates in the table below. The rates below reflect a male driver of 30 years residing in Fresno who owns a Toyota Camry. Just remember that the rates change based on the vehicle you drive and whether you were involved in a car accident. It’s always good to compare insurance rates of about 3 firms so as to come up with the rates that are bet in your situation.

Rank Car insurance company name Annual Rate
1 Kemper Specialty $2664
2 Bristol West $2544
3 Unitrin $1740
4 Progressive $1529
5 Allied $1476
6 Century National $1380
7 Grange $1332
8 Nationwide $1008
9 GEICO $976

Fresno Car Insurance Rate by Zip Code

The zip code of where you reside in Fresno city affects your rate of auto insurance. Besides your credit score and driving history, zip code is among the biggest factors that determine the rate of car insurance that you will pay. This is mainly due to the fact that uninsured motorist, theft and crime change with zip code. Therefore, if you are in a neighborhood that does not match well with the others, auto insurance firms might consider you as a high risk. This simply means that your auto insurance rates will be higher as compared to those of your friends living in another nearby block. This rule applies to most cities and Fresno is not an exception.

In Fresno, auto insurance premiums increase by $278 / 21% from 93720 up to 93702 zip codes. Some of the zip codes with the most expensive auto insurance rates in Fresno include; 93702, 93701, 93784, 93786 and 93750. Contrarily, the zip codes with the cheapest auto insurance rates in Fresno include; 93722, 93710, 93730, 93711 and 93720.

Fresno CAR INSURANCE RATES BY AGE

Age Average car insurance rate ($)
70 1663
60 1584
50 1631
40 1759
30 1820
20 2718
Teenagers 6902

The table below contains data that compares the average rate of auto insurance in Fresno for various age groups. We’re attempting to give an explanation of how the rates of auto insurance gender change with the driver’s age. For instance, the average auto insurance rate in Fresno for a 20 year old driver is $2,718. Contrarily, the average rate of insurance for a driver in their 30s decreases to reach $1,820. This clearly indicates that the average auto insurance rate in Fresno tends to decrease as age of the driver increases. However, although these rates continue to decrease till drivers reach the 60s age range, they should anticipate a slight increase on reaching their70s.

In the city of Fresno, drivers experience significant decrease in their premium on reaching their 20s, since they pay $5317 on average less once they move from the age group of teenagers.

Therefore, you can obtain the cheapest auto insurance rate by considering the age range with cheap auto insurance rates. Network insurance will help you select the right family member to get your car insurance to ensure that you get the cheapest auto insurance rate in Fresno.

MINIMUM CAR INSURANCE REQUIREMENT IN Fresno

Insurance type Fresno minimum requirement
Collision and coverage Optional
Underinsured/ uninsured motorist property Optional
Underinsured/ uninsured motorist bodily injury Optional
Property damage $5000
Bodily injury liability (per accident/person) $30000

Most states requires you to have the minimum auto insurance amount, California State being one of them. Fresno requires car insurance with the minimum protection from bodily injury of $15000 for every person to $30000 for every accident as well as $5000 for the property damage for every accident. Therefore, we recommend that you obtain the best probable auto insurance coverage through the cheapest price possible.

Since most limits in California are on lower side by providing minimum protection, we highly recommend that most drivers in Fresno choose the higher limits, but only if it’s affordable to them. In addition, if your vehicle has a value that exceeds $2000, you can add comprehensive and collision insurance.

Top car insurance agents in Fresno

Dashers Fresno

4045 N Blackstone Ave, Fresno, CA 93726, USA

Freeway Insurance Services

4846 E Kings Canyon Rd #104, Fresno, CA 93702, United States

Central Auto Insurance agency

3668 W Shaw Ave, Fresno, CA 93711, USA

Gary Gonzales; Allstate Insurance

191 W Shaw Ave Ste 109, Fresno, CA 93704, United States

Maffei Ins and Fin Services : Nationwide Insurance

5633 W Figarden Dr Ste 104, Fresno, CA 93722, United States

QuickBuy Auto Insurance Services

4708 N Blackstone Ave, Fresno, CA 93726, United States

Liberty Mutual

7600 N Palm Ave #102, Fresno, CA 93711, United States

Cost-U-Less Auto Insurance

66 E Shaw Ave, Fresno, CA 93710, United States

Acceptance Auto Insurance

5247 E Kings Canyon Rd #103, Fresno, CA 93727, United States

Fresno CA DEMOGRAPHY

Getting to Know Fresno California

Fresno city is located in the valley of San Joaquin in California State, USA. This city is home to the National Park of Yosemite that has giant rock formations and waterfalls. It’s the fifth biggest city in California State.
  • Population 527,438
  • Land Area 290 km²
  • Population Density 1761 per square mile
  • Longitude 119°46′ W
  • Latitude 36°45′ N
  • Area code 559